Buying

Buying, Home Selling, Interest rates

What the Fed’s Rate Cut Means for Bay Area Buyers and Sellers!

Bay Area buyers, the Fed just cut interest rates again! They dropped rates by 0.25%, which could mean a slight dip in mortgage rates. This might lead to lower monthly payments and give you a bit more wiggle room when buying, but don’t expect instant changes. Rates are influenced by a bunch of factors like […]
Buying, Decorating Ideas

Outdoor fireplace and options

A patio fireplace is a perfect way to transform your outdoor space into a cozy and inviting retreat. Whether built from natural stone, brick, or sleek modern concrete, it serves as a beautiful focal point that encourages relaxation and conversation. Imagine gathering with family and friends on cool evenings, enjoying a glass of wine by […]
Buying, Home insurance, Home Selling

27 California ZIP Codes Now Require Insurance — Is Your Property Affected?

FEMA has updated flood maps for several California counties, including Alameda, triggering a 90-day appeal period from March 29 to June 28, 2025. As a result, 27 new ZIP codes have been added to mandatory flood insurance zones, significantly affecting homeowners in San Mateo, Marin, and eastern Contra Costa counties. What does this mean for […]
Buying, Home Selling, Misc

Are we Heading into a Balanced Market?

Sellers have had the upper hand, but with growing inventory, is that about to change? A balanced market, with a five-to-seven-month supply of homes, gives neither buyers nor sellers an advantage. Is that where we’re headed? Check out the graph below using data from the National Association of Realtors (NAR) to see where inventory stands. […]

Buying What the Fed’s Rate Cut Means for Bay Area Buyers and Sellers! Bay Area buyers, the Fed just cut interest rates again! They dropped rates by 0.25%, which could mean a slight dip in mortgage rates. This might lead to lower monthly payments and give you a bit more wiggle room when buying, but don’t expect instant changes. Rates are influenced by a bunch of factors like […]

Buying Outdoor fireplace and options A patio fireplace is a perfect way to transform your outdoor space into a cozy and inviting retreat. Whether built from natural stone, brick, or sleek modern concrete, it serves as a beautiful focal point that encourages relaxation and conversation. Imagine gathering with family and friends on cool evenings, enjoying a glass of wine by […]

Buying 27 California ZIP Codes Now Require Insurance — Is Your Property Affected? FEMA has updated flood maps for several California counties, including Alameda, triggering a 90-day appeal period from March 29 to June 28, 2025. As a result, 27 new ZIP codes have been added to mandatory flood insurance zones, significantly affecting homeowners in San Mateo, Marin, and eastern Contra Costa counties. What does this mean for […]

Buying Are we Heading into a Balanced Market? Sellers have had the upper hand, but with growing inventory, is that about to change? A balanced market, with a five-to-seven-month supply of homes, gives neither buyers nor sellers an advantage. Is that where we’re headed? Check out the graph below using data from the National Association of Realtors (NAR) to see where inventory stands. […]

Buying 8 ways to explore a new neighborhood before moving in! Before buying a home, you may wish to dig a little deeper to learn more about the neighborhood. After all, factors like safety, proximity to amenities, and the friendliness of your neighbors are likely to have a significant effect on your quality of life in your new home. Your Real estate agent can be an […]

Buying Where Are People Moving Today and Why Plenty of people are still moving these days. If you’re thinking of making a move and may be facing the inventory and affordability challenges in the housing market and wondering what you can do to help offset those. Here are a couple of options you can consider 1. People Are Moving to Cities with Lower […]

Buying Top tips for house hunting online Hunting for a new home online is a great place to start your search, but it should not be your end-all-be-all. To make the most of your time and efforts and gather a well-rounded picture of home listings online, keep the following three things in mind. Stay up to date When you start your search, […]

Buying WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU? You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.But there can actually be […]

Buying Three things to consider to help you’re your homeownership goals a reality. If you’re thinking of buying a home or have been trying to recently, that’s a big increase in monthly mortgage payment – and it may be causing you to press pause on your plans. This jump is making homes less affordable, especially compared to the last two years when mortgage rates were at historic lows. […]

Buying Benefits of Home Buying! There are plenty of benefits of home buying. The top reasons include building equity, a change in life stage, wanting stability, rising home values, and wanting to make somewhere truly their own. Here’s a look at each in more detail. Building equity – Homeownership is a long-term investment that allows you to build wealth, increase your […]

Buying What 3 factors affecting home affordability today? It’s true that rates climbed dramatically since the record-low we saw during the pandemic. But home affordability is based on more than just mortgage rates – it’s determined by a combination of mortgage rates, home prices, and wages. Considering how each one of these factors is changing gives you the full picture of home affordability […]

Buying What’s Ahead for Home Prices in 2023! Over the past year, home prices have been a widely debated topic. Some have said we’ll see a massive drop in prices and that this could be a repeat of 2008 – which hasn’t happened. Others have forecasted a real estate market that could see slight appreciation or depreciation depending on the area of the country. […]

Buying 5 Reasons Millennials Are Buying Homes This graph shows why millennials are buying homes according to Zonda’s 6th annual millennial survey. The top reasons include building equity, a change in life stage, wanting stability, rising home values, and wanting to make somewhere truly their own. Here’s a look at each in more detail. Building equity – Homeownership is a long-term investment that allows you to build […]

Buying “Marry the house and date the rate” While it is true that interest rates can have a significant impact on the housing market, it is also important to keep in mind that it can be difficult to time interest rate fluctuations to perfectly align with lower home prices. Instead of focusing solely on interest rates, home buyers looking to purchase a home […]

Buying Steps you should consider for buying a home! Are you looking to buy your first home? If so, one of the steps you should take early on to make sure you’re financially ready for your purchase. Here are a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit is […]

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