Misc

  A small rate decline can make a significant difference in your monthly mortgage payment because interest is a key factor in the total cost of borrowing. For example, if mortgage rates drop from 7.25% to the low 6% range, this reduction can lead to considerable savings over the life of your loan. Lower Monthly […]

Sellers have had the upper hand, but with growing inventory, is that about to change? A balanced market, with a five-to-seven-month supply of homes, gives neither buyers nor sellers an advantage. Is that where we’re headed? Check out the graph below using data from the National Association of Realtors (NAR) to see where inventory stands. […]

The decision to buy or sell a home is often accompanied by life-changing events that can significantly impact individuals and families. For those looking to purchase a home, it might mark a significant milestone such as marriage, the birth of a child, or a career advancement that necessitates a move to a new location. The […]

Did you know embers are the most dangerous part of a wildfire? Carried by the wind, they can land directly on your house and ignite it, even when the full blaze seems to be a safe distance away. That means when it comes to fire safety, you have to consider every inch of your house […]